Micro-Credit, Poverty and Empowerment: Linking the Triad

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Deshmukh-Ranadive, Joy. Murthy, Ranjani K. Murthy, K.


Murthy and Joy Deshmukh-Ranadive. A Look Inside Reviews.

The book has been authored by eminent socialists, experienced bankers with valuable grass root experience of working on the pertinent poverty and gender issues and women welfare. This is a very useful book for understanding the various pulls and pressures under which micro-credit operates in this country The book is very well written and engaging and opens up several issues for debate. In a sector where most of the work that happens remains in spiral bound reports, it is important that more and more books come out and open up larger debates not only on the nature of the micro-credit programmes, but also on the methodological issues and overall impacts.

This book is indeed a very useful and welcome addition as it helps to extend the debate to a higher intellectual plane. It is also an important book for the practitioners since it will help them understand the burden of expectations laid out on them by the world at large.

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To find out how to look for other reviews, please see our guides to finding book reviews in the Sciences or Social Sciences and Humanities. Main Description. Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions.

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However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This important and thought provoking volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme UNDP.

The six case studies are diverse in terms of their socio-economic and geo-political contexts: the nature and ideological orientation of the intermediary organizations; the groups targeted by the projects exclusively women or men and women ; and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals.

Micro-credit, or the making available of small amounts of credit to the poor, is seen as a vital tool for poverty alleviation and women's empowerment in developing societies. This volume examines micro-credit interventions made in India and provides valuable insights into: the role of social mobilization in reducing poverty; the working of community banking programmes at the village level; the efforts to create space for women to carry out credit and savings transactions; the process of empowerment through the formation of women's groups; and the improvement of women's lives through savings and credit activity.

This volume examines micro-credit interventions in India. All Rights Reserved. This information is provided by a service that aggregates data from review sources and other sources that are often consulted by libraries, and readers. The University does not edit this information and merely includes it as a convenience for users. It does not warrant that reviews are accurate. As with any review users should approach reviews critically and where deemed necessary should consult multiple review sources.

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Micro-Credit, Poverty and Empowerment: Linking the Triad

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